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Madrid to Seville - what if I miss the train?

I'm looking at tickets from Madrid to Seville. The fare summary says "Exchangeable and refundable, with conditions". The fare details say:

From MADRID PUERTA DE ATOCHA To SEVILLA SANTA JUSTA
AVE 02140 - Reservation included
3 x Turista Cl Child
85% refundable up to train departure date. Non-Exchangeable. Refunds/Exchanges, when applicable, may be subject to a 7% administrative fee from Rail Europe...

2 x Turista Cl Flexi Adult
95% refundable up to train departure date. Non-Exchangeable. Refunds/Exchanges, when applicable, may be subject to a 7% administrative fee..

From the above, it's unclear to me what will happen if we miss our train. Will we forfeit our entire fare, and hope we can get tickets on a later train?
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